How to Check Your Walmart MoneyCard Application Status

Are you wondering how to check your Walmart MoneyCard application status? With a Walmart MoneyCard, you can enjoy a range of benefits, including overdraft protection and early direct deposit availability. But before you start using your card, it's essential to understand how to track the progress of your application.

To check your application status, log into your account and refer to your Account Agreement for feature availability. The agreement will outline all the details you need to know about your Walmart MoneyCard account.

Overdraft Protection

One of the key benefits of a Walmart MoneyCard is overdraft protection. This feature is only available on eligible Demand Deposit Accounts, which means that you'll need to have a minimum balance of $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee.

Early Direct Deposit Availability

Another benefit of a Walmart MoneyCard is early direct deposit availability. This feature allows you to access your funds sooner, but it's important to note that early direct deposit availability may vary from pay period to pay period. To opt-in for overdraft coverage, you'll need to make initial and ongoing eligible direct deposits.

Activation Requirements

To activate your Walmart MoneyCard account, you'll need online access and identity verification, including a Social Security number. You'll also need to verify your mobile phone or email address to access all features of your account.

Fees and Terms

Before applying for a Walmart MoneyCard, make sure you understand the fees, terms, and conditions outlined in your Account Agreement. These may include overdraft fees, which can be as high as $15 per eligible purchase transaction that brings your account negative.

By understanding how to check your application status and the requirements for activating and using your Walmart MoneyCard, you'll be well on your way to enjoying all the benefits of this convenient financial tool.

Walmart check application status